Home Affordability Calculator

Find out how much home you can afford based on your income and debts

1

What is your household income?

Enter your total annual income before taxes (gross income).

$

Include all sources: salary, bonuses, investments, etc.

2

What are your current monthly debts?

Enter minimum monthly payments for existing debts. These reduce how much you can borrow.

$
$
$
$

Child support, alimony, personal loans, etc.

3

What are your loan preferences?

These settings affect how much you can borrow.

%
$

DTI = Debt-to-Income ratio. Lower ratios are easier to qualify for.

4

Estimate your monthly housing costs

These costs reduce how much you can spend on the mortgage itself.

$

per month

$

per month (if applicable)

$

per month