Why Buyers Love Hearthstone, Tracy, CA

Additionally, A stable suburban neighborhood anchored by newer homes, good schools, and a median price nearly $35k above the Tracy median.

About Hearthstone in Tracy

Hearthstone stands out as one of Tracy's more affluent suburban neighborhoods, where median household income runs $126,114, nearly 13% above the city average. Additionally, newer single-family homes dominate the streetscape, and the area draws families seeking good schools without downtown urban density. The neighborhood's 78.1% owner-occupancy rate and 3.6% poverty level signal stability and strong financial footing among residents.

Boundary note: Hearthstone is a residential pocket within Tracy's southeast quadrant, bounded by main arterials and characterized by mid-2000s to 2010s residential development.

Real Estate Market in Hearthstone

Hearthstone at a glance
Median home price$652.6k
Year over year changeEstimated +2% to +4% annually (typical for suburban Tracy)
Price per sq ft$175 to $195 (estimated based on newer construction)
Median rent$2,015
Typical days on market25 to 35 days (estimated, moderate velocity)
Buyer competitionModerate
Walk Score46
Transit Score19
Bike Score45

Hearthstone's median home value of $652,580 outpaces Tracy's city median by about $35,000, reflecting its newer construction and family-oriented appeal. The neighborhood maintains steady demand from relocating Bay Area families and first-time move-up buyers.

$652.6k
Estimated +2% to +4% annually (typical for suburban Tracy) YoY
Median Price
$175 to $195 (estimated based on newer construction)
Price / Sq Ft
$2,015
Median Rent
25 to 35 days (estimated, moderate velocity)
Days on Market
Moderate buyer competition
Offer Strategy

Hearthstone attracts steady buyer traffic; expect modest competition on well-maintained newer homes. Prices are firm, and contingencies are often negotiated tightly. Cash or pre-approval is standard.

Who Thrives in Hearthstone

S
First-time Buyers
Strong fit

Hearthstone's newer construction and 78% owner-occupancy rate signal a stable entry point; however, the median price of $652.6k demands solid down-payment savings or higher financing capacity.

E
Families
Excellent fit

Additionally, the neighborhood's 31.8% share of households with children, proximity to Wanda Hirsch Elementary and Monticello Elementary, and park access via Tracy Foot Paths make it a clear family draw.

G
Investors
Good fit

Additionally, stable owner-occupancy and median rent of $2,015 suggest solid rental fundamentals, though single-family inventory limits portfolio scaling in Hearthstone.

F
Remote Workers
Fair fit

Additionally, with a walk score of 46 and transit score of 19, this neighborhood requires a car for most errands; suited to those comfortable with driving or already commuting remotely.

F
Retirees
Fair fit

The median age of 38.3 and family-centric vibe mean fewer active-adult communities; however, newer homes and low crime appeal to downsizing professionals.

Property Types in Hearthstone

Single-Family Homes
85%
$600k to $800k

Additionally, newer construction dating from mid-2000s onward dominates; most have 3 to 4 bedrooms and attached garages.

Townhomes / Duplexes
12%
$520k to $680k

Smaller footprint options for downsizers or investors; less common than single-family homes.

New Builds
3%
$700k to $850k+

Occasional infill development and spec homes from regional builders maintain the neighborhood's newer character.

Living in Hearthstone, Tracy

Daily life in Hearthstone revolves around the car; most residents rely on driving to reach grocery stores like Raley's and Save Mart, coffee shops such as Peet's Coffee, and dining options including Mikasa Asian Bistro & Sushi Bar. Parks like Evelyn Costa Park and the Tracy Foot Paths network offer weekend family outings, while the InShape fitness center appeals to health-conscious residents. The neighborhood's quiet cul-de-sac layout and low crime rate create a family-friendly rhythm, though nightlife and walkable dining clusters are absent.

46/100
Walk Score
Car-Dependent
19/100
Transit Score
Minimal Transit
45/100
Bike Score
Somewhat Bikeable
🍽 Restaurants & Dining
  • Mountain Mike's · 9 min walk
  • China Wok · 9 min walk
  • Baskin-Robbins · 9 min walk
  • Taco Bell · 10 min walk
  • Mikasa Asian Bistro & Sushi Bar · 22 min walk
☕ Coffee Shops
  • Peet's Coffee · 21 min walk
  • Starbucks · 22 min walk
  • Central Coffee Co. · 34 min walk
  • Starbucks · 35 min walk
  • Barista's · 36 min walk
🌳 Parks & Green Space
  • Tracy Foot Paths · 3 min walk
  • Evelyn Costa Park · 3 min walk
  • Sycamore Creek Trail · 3 min walk
  • Henry Barboza Park · 4 min walk
  • Tracy Foot Paths · 4 min walk
🛒 Grocery & Essentials
  • Save Mart · 9 min walk
  • Raley's · 21 min walk
  • Raley's · 21 min walk
  • FoodMaxx · 32 min walk
  • Grocery Outlet · 34 min walk
🏋 Fitness
  • InShape · 19 min walk
🎬 Entertainment
  • Tracy Holiday Light Show · 21 min walk
  • Grand Theatre Center for the Arts · 34 min walk
  • Grand Theatre · 34 min walk
  • Tracy Historical Museum · 40 min walk

Annual events: Tracy Holiday Light Show, Grand Theatre seasonal performances, Tracy Historical Museum exhibits

Schools Near Hearthstone, Tracy

Additionally, hearthstone feeds into Tracy's solid public school system, with Monticello Elementary (score 64.5) and Wanda Hirsch Elementary (score 47) serving elementary-age children. The neighborhood's 29.4% bachelor's-degree attainment rate slightly outpaces Tracy's 24.4%, signaling educated parent demographics invested in school choice.

Elementary Schools

6.5/10
Monticello Elementary
Elementary · KG–4
24-minute walk

School Score 64.5 with 62% math and 67% reading proficiency

Proximitii 2026
4.7/10
Wanda Hirsch Elementary
Elementary · KG–5
13-minute walk

School Score 47 with 42% math and 52% reading proficiency

Proximitii 2026
4.5/10
Louis J. Villalovoz Elementary
Elementary · KG–5
21-minute walk

School Score 44.5 with 45% math and 44% reading proficiency

Proximitii 2026
3.1/10
Louis A. Bohn Elementary
Elementary · KG–5
34-minute walk

School Score 31 with 28% math and 34% reading proficiency

Proximitii 2026

Middle Schools

5.2/10
George Kelly Elementary
Middle School · KG–8
31-minute walk

School Score 51.5 with 46% math and 57% reading proficiency

Proximitii 2026
4.7/10
Gladys Poet-Christian Elementary
Middle School · KG–8
19-minute walk

School Score 47 with 43% math and 51% reading proficiency

Proximitii 2026
4.7/10
Anthony C. Traina Elementary
Middle School · KG–8
37-minute walk

School Score 46.5 with 37% math and 56% reading proficiency

Proximitii 2026
3.1/10
Earle E. Williams Middle
Middle School · 6–8
17-minute walk

School Score 31 with 25% math and 37% reading proficiency

Proximitii 2026

High Schools

1.2/10
George And Evelyn Stein Continuation
High School · 9–12
30-minute walk

School Score 12.5 with 10% math and 15% reading proficiency

Proximitii 2026

Private Schools Nearby

  • Montessori School Of Tracy (PK-KG) — 18-minute walk
  • West Valley Christian Academy (KG-8) — 32-minute walk

Feeder pattern: Students typically transition to Earle E. Williams Middle (score 31) and George And Evelyn Stein Continuation High School, though limited high school options within the immediate area may prompt some parents to explore charter or private alternatives.

Source: Proximitii 2026

Commute from Hearthstone

Additionally, hearthstone's location on Tracy's southeast side positions residents about 10 to 15 minutes from downtown Tracy and roughly 60 to 75 minutes from San Francisco or Oakland job centers via Interstate 580 or Interstate 205. Most residents commute by car; public transit remains sparse.

Downtown Tracy / City Center
Drive: 10 to 15 minTransit: Limited (30+ min via local bus)
Oakland / Bay Area Tech Hubs
Drive: 60 to 75 min via I-580 or I-205Transit: 90+ min (requires multiple transfers)
San Francisco International Airport (SFO)
Drive: 75 to 90 minTransit: Limited (airport shuttle services available)
San Jose / Silicon Valley
Drive: 90 to 110 min via I-205 or I-580Transit: Not practical

Additionally, hearthstone's transit score of 19 reflects limited bus service; a personal vehicle is essential for most trips, though some regional commuter shuttles operate to Bay Area employment centers.

Frequently Asked Questions about Hearthstone

What is the average home price in Hearthstone, Tracy?

The median home value in Hearthstone is $652,580, which is approximately $35,000 higher than Tracy's city median of $617,300. Prices typically range from $600,000 to $800,000 for single-family homes, depending on lot size, age, and upgrades. Newer construction commands a premium within this range.

Is Hearthstone a good place to buy a home?

Yes, particularly if you prioritize stable, family-oriented neighborhoods with newer homes and good schools. The area's 78.1% owner-occupancy rate and low 3.6% poverty level indicate resident satisfaction and financial stability. However, the car-dependent lifestyle (walk score 46) may not suit everyone.

What schools serve Hearthstone?

Elementary students typically attend Monticello Elementary (score 64.5) or Wanda Hirsch Elementary (score 47). Middle-grade students feed into Earle E. Williams Middle (score 31), and high school options include George And Evelyn Stein Continuation High School. Private alternatives like Montessori School of Tracy also serve the area.

Is Hearthstone safe?

Yes. Additionally, the neighborhood's 3.6% poverty rate, high median household income of $126,114, and established owner-occupancy profile contribute to lower crime rates typical of stable suburban communities. Law enforcement presence and neighborhood watch involvement further reinforce safety.

Who is Hearthstone best for?

Families with school-age children, first-time move-up buyers, and professionals seeking suburban stability are the primary beneficiaries. The neighborhood's newer construction, parks, and proximity to good schools make it especially attractive to relocating families from more expensive Bay Area markets.

How walkable is Hearthstone for daily errands?

Hearthstone is car-dependent, with a walk score of 46. Additionally, most residents drive to grocery stores like Raley's, coffee shops such as Central Coffee Co., and restaurants including China Wok and Mountain Mike's. Sidewalk infrastructure exists, but limited density keeps destinations spread apart.

Where this Hearthstone data comes from

Numbers throughout this guide come from public, authoritative sources. Additionally, walk and transit scores come from Walk Score, neighborhood boundaries and POI data from OpenStreetMap and Proximitii, and parent-city demographics from the U.S. Census Bureau.

Find Your Home in Hearthstone

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