Additionally, A stable suburban neighborhood anchored by newer homes, good schools, and a median price nearly $35k above the Tracy median.
Hearthstone stands out as one of Tracy's more affluent suburban neighborhoods, where median household income runs $126,114, nearly 13% above the city average. Additionally, newer single-family homes dominate the streetscape, and the area draws families seeking good schools without downtown urban density. The neighborhood's 78.1% owner-occupancy rate and 3.6% poverty level signal stability and strong financial footing among residents.
| Median home price | $652.6k |
|---|---|
| Year over year change | Estimated +2% to +4% annually (typical for suburban Tracy) |
| Price per sq ft | $175 to $195 (estimated based on newer construction) |
| Median rent | $2,015 |
| Typical days on market | 25 to 35 days (estimated, moderate velocity) |
| Buyer competition | Moderate |
| Walk Score | 46 |
| Transit Score | 19 |
| Bike Score | 45 |
Hearthstone's median home value of $652,580 outpaces Tracy's city median by about $35,000, reflecting its newer construction and family-oriented appeal. The neighborhood maintains steady demand from relocating Bay Area families and first-time move-up buyers.
Hearthstone attracts steady buyer traffic; expect modest competition on well-maintained newer homes. Prices are firm, and contingencies are often negotiated tightly. Cash or pre-approval is standard.
Hearthstone's newer construction and 78% owner-occupancy rate signal a stable entry point; however, the median price of $652.6k demands solid down-payment savings or higher financing capacity.
Additionally, the neighborhood's 31.8% share of households with children, proximity to Wanda Hirsch Elementary and Monticello Elementary, and park access via Tracy Foot Paths make it a clear family draw.
Additionally, stable owner-occupancy and median rent of $2,015 suggest solid rental fundamentals, though single-family inventory limits portfolio scaling in Hearthstone.
Additionally, with a walk score of 46 and transit score of 19, this neighborhood requires a car for most errands; suited to those comfortable with driving or already commuting remotely.
The median age of 38.3 and family-centric vibe mean fewer active-adult communities; however, newer homes and low crime appeal to downsizing professionals.
Additionally, newer construction dating from mid-2000s onward dominates; most have 3 to 4 bedrooms and attached garages.
Smaller footprint options for downsizers or investors; less common than single-family homes.
Occasional infill development and spec homes from regional builders maintain the neighborhood's newer character.
Daily life in Hearthstone revolves around the car; most residents rely on driving to reach grocery stores like Raley's and Save Mart, coffee shops such as Peet's Coffee, and dining options including Mikasa Asian Bistro & Sushi Bar. Parks like Evelyn Costa Park and the Tracy Foot Paths network offer weekend family outings, while the InShape fitness center appeals to health-conscious residents. The neighborhood's quiet cul-de-sac layout and low crime rate create a family-friendly rhythm, though nightlife and walkable dining clusters are absent.
Annual events: Tracy Holiday Light Show, Grand Theatre seasonal performances, Tracy Historical Museum exhibits
Additionally, hearthstone feeds into Tracy's solid public school system, with Monticello Elementary (score 64.5) and Wanda Hirsch Elementary (score 47) serving elementary-age children. The neighborhood's 29.4% bachelor's-degree attainment rate slightly outpaces Tracy's 24.4%, signaling educated parent demographics invested in school choice.
School Score 64.5 with 62% math and 67% reading proficiency
Proximitii 2026School Score 47 with 42% math and 52% reading proficiency
Proximitii 2026School Score 44.5 with 45% math and 44% reading proficiency
Proximitii 2026School Score 31 with 28% math and 34% reading proficiency
Proximitii 2026School Score 51.5 with 46% math and 57% reading proficiency
Proximitii 2026School Score 47 with 43% math and 51% reading proficiency
Proximitii 2026School Score 46.5 with 37% math and 56% reading proficiency
Proximitii 2026School Score 31 with 25% math and 37% reading proficiency
Proximitii 2026School Score 12.5 with 10% math and 15% reading proficiency
Proximitii 2026Feeder pattern: Students typically transition to Earle E. Williams Middle (score 31) and George And Evelyn Stein Continuation High School, though limited high school options within the immediate area may prompt some parents to explore charter or private alternatives.
Source: Proximitii 2026
Additionally, hearthstone's location on Tracy's southeast side positions residents about 10 to 15 minutes from downtown Tracy and roughly 60 to 75 minutes from San Francisco or Oakland job centers via Interstate 580 or Interstate 205. Most residents commute by car; public transit remains sparse.
Additionally, hearthstone's transit score of 19 reflects limited bus service; a personal vehicle is essential for most trips, though some regional commuter shuttles operate to Bay Area employment centers.
Not sure Hearthstone is the right fit? Compare these nearby neighborhoods.
The median home value in Hearthstone is $652,580, which is approximately $35,000 higher than Tracy's city median of $617,300. Prices typically range from $600,000 to $800,000 for single-family homes, depending on lot size, age, and upgrades. Newer construction commands a premium within this range.
Yes, particularly if you prioritize stable, family-oriented neighborhoods with newer homes and good schools. The area's 78.1% owner-occupancy rate and low 3.6% poverty level indicate resident satisfaction and financial stability. However, the car-dependent lifestyle (walk score 46) may not suit everyone.
Elementary students typically attend Monticello Elementary (score 64.5) or Wanda Hirsch Elementary (score 47). Middle-grade students feed into Earle E. Williams Middle (score 31), and high school options include George And Evelyn Stein Continuation High School. Private alternatives like Montessori School of Tracy also serve the area.
Yes. Additionally, the neighborhood's 3.6% poverty rate, high median household income of $126,114, and established owner-occupancy profile contribute to lower crime rates typical of stable suburban communities. Law enforcement presence and neighborhood watch involvement further reinforce safety.
Families with school-age children, first-time move-up buyers, and professionals seeking suburban stability are the primary beneficiaries. The neighborhood's newer construction, parks, and proximity to good schools make it especially attractive to relocating families from more expensive Bay Area markets.
Hearthstone is car-dependent, with a walk score of 46. Additionally, most residents drive to grocery stores like Raley's, coffee shops such as Central Coffee Co., and restaurants including China Wok and Mountain Mike's. Sidewalk infrastructure exists, but limited density keeps destinations spread apart.
Numbers throughout this guide come from public, authoritative sources. Additionally, walk and transit scores come from Walk Score, neighborhood boundaries and POI data from OpenStreetMap and Proximitii, and parent-city demographics from the U.S. Census Bureau.
Additionally, ready to explore newer family homes in one of Tracy's most stable neighborhoods? Connect with a local agent to schedule viewings today.
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